Are you looking for a personal loan to help you through our financial difficulty? What about using a loan to help you with a purchase that you want to make? There are many reasons why someone would take out a personal loan, but finding guaranteed unsecured personal loans is not easy. Here are a few of your options.
First and probably the closest to any type of guaranteed loan is the payday loan or the cash advance. This loan will require no collateral and no credit check. It is completely income based. You will have to be 18 years of age, a legal resident of the United States, have a checking account(some will take savings accounts), and make at least $1,000 a month. That is about all you need.
Second, is the loan from the pawn shop. As long as you have something of value, then they will loan you money against it. This could be a piece of jewelry, a television, a stereo system, a video game system, an instrument, or many other things. This will be the type of loan that you pay off all at once to and get your item back when you do so.
Last, and it is really not one of the guaranteed unsecured personal loans since guaranteed is hard to find, but using Prosper online is a great way to give yourself a chance to actually get a loan. They match up private individuals that want to invest in loans with those that need to borrow money. They will let you put up your listing and see if anybody is interested in helping lend you the money you need.